body{margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,Cantarell,Fira Sans,Droid Sans,Helvetica Neue,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}:root{--primary-color: #00445A;--accent-color: #26C2B2;--accent-color-2: #FFA800;--dark-bg: #002F3A;--light-alt-bg: #F8F8F8;--white: #FFFFFF;--font-family: "Inter", sans-serif;--font-head: "Montserrat", sans-serif;--max-width: 1200px;--spacing: 1rem;--radius: 6px}html{scroll-behavior:smooth;scroll-padding-top:80px}*{margin:0;padding:0;box-sizing:border-box}body{font-family:var(--font-family);color:var(--primary-color);background:var(--white);line-height:1.5}html,body,#root{height:100%}.App{min-height:100vh;display:flex;flex-direction:column}main{flex:1 0 auto}.container{width:90%;max-width:var(--max-width);margin-left:auto;margin-right:auto}.visually-hidden{position:absolute!important;height:1px;width:1px;overflow:hidden;white-space:nowrap}header.header{background:var(--white);box-shadow:0 1px 5px #0000001a;position:sticky;top:0;z-index:100}.header__inner{display:flex;justify-content:space-between;align-items:center;padding:.25rem 0;max-height:80px}.logo{max-height:200px;width:auto;display:block}.hamburger{display:none;padding:8px;background:none;border:none;cursor:pointer}.hamburger .hamburger-box{width:30px;height:20px;position:relative}.hamburger .hamburger-inner,.hamburger .hamburger-inner:before,.hamburger .hamburger-inner:after{width:30px;height:3px;background-color:var(--primary-color);position:absolute;transition:transform .3s ease}.hamburger .hamburger-inner{top:50%;transform:translateY(-50%)}.hamburger .hamburger-inner:before{content:"";top:-8px}.hamburger .hamburger-inner:after{content:"";top:8px}.hamburger[aria-expanded=true] .hamburger-inner{transform:rotate(45deg)}.hamburger[aria-expanded=true] .hamburger-inner:before{top:0;transform:rotate(90deg)}.hamburger[aria-expanded=true] .hamburger-inner:after{display:none}.nav{position:relative}.nav__list{display:flex;gap:2rem;list-style:none}.nav__item{list-style:none}.nav__link{font-weight:500;font-size:1rem;position:relative;padding:.25rem 0;text-decoration:none;color:var(--primary-color);transition:color .2s ease}.nav__link:hover{color:var(--accent-color-2)}.link-button{background:none;border:none;padding:0;font:inherit;color:var(--accent-color);cursor:pointer;text-decoration:underline}.cta-inline{font-weight:700}.nav--mobile{display:none;background:var(--white);position:absolute;top:100%;left:0;width:100%;box-shadow:0 2px 8px #0000001a}.nav--mobile ul{list-style:none;padding:1rem 0}.nav--mobile__link{display:block;padding:.75rem 1.5rem;font-size:1rem;color:var(--primary-color);text-decoration:none}.nav--mobile__link:hover{background:var(--light-alt-bg)}.nav--mobile--open{display:block}@media (max-width: 768px){.nav__list{display:none}.hamburger{display:block}}.hero{position:relative;background:linear-gradient(#26c2b2cc,#26c2b2cc),url(hero-bg.jpg) center/cover no-repeat;color:var(--white);padding:3rem 0;text-align:center}.hero__title{font-family:var(--font-head);font-size:2.5rem;margin-bottom:.5rem;font-weight:700}.hero__subtitle{font-size:1.5rem;margin-bottom:1.5rem;max-width:700px;margin-left:auto;margin-right:auto}.hero__cta{display:flex;justify-content:center;gap:1.5rem}.cta-item{display:flex;flex-direction:column;align-items:center}.cta-box{margin-top:.5rem;background:var(--light-alt-bg);color:var(--primary-color);padding:.75rem 1rem;border-radius:var(--radius);text-align:center;max-width:220px}.cta-box p{font-family:var(--font-head);font-size:.95rem;font-weight:700}.btn{display:inline-block;font-weight:600;font-size:.95rem;border-radius:var(--radius);text-align:center;text-decoration:none;cursor:pointer;transition:background .2s ease,color .2s ease}.btn--primary{background:var(--primary-color);color:var(--white);padding:.8rem 1.6rem}.btn--primary:hover{background:#003b4f}.btn--secondary{background:var(--white);border:2px solid var(--primary-color);color:var(--primary-color);padding:.7rem 1.4rem}.btn--secondary:hover{background:var(--primary-color);color:var(--white)}.ops-filters{display:flex;gap:10px;flex-wrap:wrap;align-items:flex-end}.ops-filter-control{display:inline-flex;flex-direction:column;gap:4px;font-weight:600;color:var(--primary-color)}.ops-filter-control select,.ops-filter-control input{padding:8px 10px;border:1px solid #cde3e6;border-radius:8px;background:#f7fbfc;color:var(--primary-color);font-weight:600;font-family:Inter,sans-serif;min-width:220px}.ops-filter-control select:focus,.ops-filter-control input:focus{outline:none;box-shadow:0 0 0 2px #26c2b233;border-color:#26c2b2}.ops-filter-input{font-weight:500}.ops-checkbox{display:inline-flex;align-items:center;gap:6px;cursor:pointer;color:var(--primary-color);font-weight:600}.ops-checkbox input[type=checkbox]{width:16px;height:16px;accent-color:#26c2b2}.ops-file-upload-label{display:inline-flex;align-items:center;gap:8px;cursor:pointer;background:var(--white);border:2px solid var(--primary-color);color:var(--primary-color);padding:8px 14px;border-radius:8px;font-weight:600;font-family:Inter,sans-serif;transition:background .2s ease,color .2s ease,border-color .2s ease}.ops-file-upload-label:hover{background:var(--primary-color);color:var(--white)}.ops-file-input-hidden{display:none}.ops-toast{background:#d7f2e3;border:1px solid #b8e6cb;color:#0a7a4b;padding:10px 12px;border-radius:10px;font-weight:600;margin:8px 0}.section{padding:4rem 0}.section--dark{background:var(--dark-bg);color:var(--white)}.section__title--white{color:var(--white);margin-bottom:2rem;text-align:center}.benefits-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:2rem}@media (min-width: 992px){#beneficios .benefits-grid{display:grid;grid-template-columns:repeat(12,1fr);gap:2rem}#beneficios .benefit-card{grid-column:span 4}#beneficios .benefit-card:nth-child(4){grid-column:3 / span 4}#beneficios .benefit-card:nth-child(5){grid-column:7 / span 4}}.benefit-card{background:#ffffff0d;border-radius:var(--radius);padding:2rem 1.5rem;text-align:center;transition:transform .3s ease,box-shadow .3s ease}.benefit-card:hover{transform:translateY(-5px);box-shadow:0 8px 16px #0000001a}.benefit-card__icon{font-size:2rem;margin-bottom:1rem;color:var(--accent-color-2)}.benefit-card__title{font-size:1.25rem;margin-bottom:.75rem;font-weight:600}.benefit-card__text{font-size:.95rem;line-height:1.4}.section--light.section--compact,.section--light-alt.section--compact{padding:2.5rem 0}.section__title{font-family:var(--font-head);font-size:2rem;margin-bottom:1rem;text-align:center;font-weight:700}.section__text{font-size:1rem;margin-bottom:1rem;line-height:1.5;max-width:700px;margin-left:auto;margin-right:auto}.features-list{list-style:none;margin:1rem 0;padding-left:0;max-width:600px;margin-left:auto;margin-right:auto}.features-list__item{position:relative;padding-left:1.2rem;margin-bottom:.8rem;font-size:.95rem;line-height:1.4}.features-list__item:before{content:"";position:absolute;left:0;top:0;color:var(--accent-color);font-size:1rem}.section--compact#como-funciona{padding:2.5rem 0}#como-funciona .section__title{margin-bottom:.75rem;font-size:1.75rem}.steps-row{display:flex;justify-content:center;gap:1.5rem;margin-top:1.5rem}.steps-row--centered{margin-top:1rem}.step-card{width:100%;max-width:220px;background:#fff;border-radius:var(--radius);box-shadow:0 4px 12px #0000000f;transition:transform .3s ease,box-shadow .3s ease}.step-card:hover{transform:translateY(-5px);box-shadow:0 8px 20px #0000001f}.step-card__header{background:var(--accent-color);padding:.6rem;display:flex;justify-content:center;align-items:center;gap:.4rem}.step-card__number{display:inline-flex;justify-content:center;align-items:center;width:34px;height:34px;background:var(--primary-color);color:var(--white);font-family:var(--font-head);font-weight:700;font-size:.95rem;border-radius:50%;border:2px solid var(--white)}.step-card__icon{font-size:1.1rem}.step-card__title{font-family:var(--font-head);font-size:1rem;font-weight:600;color:var(--primary-color);margin:.6rem;text-align:center}.step-card__text{font-size:.9rem;line-height:1.4;color:#333;padding:0 .6rem 1rem;text-align:center}.risk-cards{display:flex;flex-wrap:wrap;gap:2rem;justify-content:center}.risk-card{background:var(--white);border:1px solid #DDD;border-radius:var(--radius);padding:1.5rem;width:100%;max-width:300px}.risk-card__title{font-size:1.25rem;margin-bottom:1rem;text-align:center;font-weight:600;color:var(--primary-color)}.risk-card__list{list-style:none;padding-left:0}.risk-card__list li{margin-bottom:.75rem;font-size:.95rem;line-height:1.4}.risk-card__list li strong{color:var(--accent-color)}.faq-list{max-width:800px;margin:0 auto}.faq-item{border-bottom:1px solid #E0E0E0}.faq-item__question{width:100%;background:none;border:none;text-align:left;padding:1rem 0;font-size:1.05rem;font-weight:500;display:flex;justify-content:space-between;align-items:center;cursor:pointer}.faq-item__icon{font-size:1.25rem;transition:transform .2s ease}.faq-item__answer{max-height:0;overflow:hidden;transition:max-height .3s ease}.faq-item__answer p{padding:.75rem 0;font-size:.95rem;line-height:1.5;color:#333}.contact-form{max-width:600px;margin:0 auto;margin-top:1.5rem}.form-group{margin-bottom:1rem}.form-label{display:block;margin-bottom:.5rem;font-size:.95rem;font-weight:500;color:var(--primary-color)}.form-input,.form-textarea{width:100%;padding:.75rem;border:1px solid #CCC;border-radius:var(--radius);font-size:.95rem}.form-input:focus,.form-textarea:focus{outline:none;border-color:var(--accent-color);box-shadow:0 0 0 2px #26c2b24d}.contact-form .btn--primary{width:100%;padding:.85rem 1.2rem}.footer{background:var(--light-alt-bg);padding:2rem 0;text-align:center}.footer__top{display:flex;flex-wrap:wrap;justify-content:center;gap:2rem;width:100%;margin-bottom:1.5rem}.footer__socials a{font-size:1.5rem;margin:0 .5rem;color:var(--primary-color);text-decoration:none}.footer__newsletter{display:flex;gap:.5rem}.footer__newsletter input{padding:.5rem;border:1px solid #CCC;border-radius:var(--radius);font-size:.95rem}.footer__newsletter button{padding:.5rem 1rem;border:none;background:var(--primary-color);color:var(--white);border-radius:var(--radius);cursor:pointer;transition:background .2s ease}.footer__newsletter button:hover{background:#003b4f}.footer__bottom{display:flex;flex-wrap:wrap;gap:1rem;justify-content:center;align-items:center;font-size:.85rem;color:var(--primary-color)}.footer__nav{display:flex;gap:1rem}.footer__link{color:var(--accent-color);text-decoration:none}@media (max-width: 992px){.benefits-grid{grid-template-columns:1fr 1fr}.risk-cards{flex-direction:column;align-items:center}.footer__top{flex-direction:column}}@media (max-width: 768px){.hero__title{font-size:2rem}.hero__subtitle{font-size:1rem}.benefits-grid{grid-template-columns:1fr}.nav__list{display:none}.logo{max-height:50px}}@media (max-width: 576px){.hero__title{font-size:1.75rem}.section__title{font-size:1.5rem}.section__text,.features-list__item,.risk-card__list li{font-size:.9rem}.logo{max-height:40px}.footer__newsletter{flex-direction:column;align-items:center}.footer__newsletter input{width:100%;max-width:250px}}.button-container{text-align:center;margin-top:1rem}.cta-text{text-align:center;font-family:var(--font-head);font-size:1.1rem;font-weight:700;letter-spacing:.5px;margin-bottom:.5rem;color:var(--primary-color)}#mi-testimonio{background:var(--light-alt-bg)}.section--compact#mi-testimonio{padding:2.5rem 0}#mi-testimonio .section__title{margin-bottom:1rem;font-size:2rem}.testimony-card{display:flex;align-items:flex-start;gap:1.5rem;margin-top:1.5rem;flex-wrap:wrap}.testimony-avatar{flex:0 0 140px;text-align:center}.avatar-img{width:100%;max-width:140px;border-radius:50%;border:3px solid var(--accent-color);object-fit:cover}.testimony-text{flex:1;font-size:.95rem;line-height:1.5;color:var(--primary-color)}.testimony-text p{margin-bottom:1rem}.testimony-highlight{background:var(--white);padding:.75rem 1rem;border-left:4px solid var(--accent-color);margin-top:1rem}.testimony-highlight p{margin:0;font-size:1rem;line-height:1.4}.highlight{color:var(--accent-color-2)}@media (max-width: 768px){.testimony-card{flex-direction:column;align-items:center;text-align:center}.testimony-avatar{margin-bottom:1rem}.testimony-text{font-size:.9rem}}.section--dark#contacto{padding:2.5rem 0}.contact-options{text-align:center;margin-top:1rem}.whatsapp-btn{display:inline-flex;align-items:center;gap:.5rem;font-size:1rem;background:var(--accent-color);color:var(--white);padding:.8rem 1.8rem;border-radius:var(--radius);text-decoration:none;transition:background .2s ease}.whatsapp-btn:hover{background:#1faca0}.whatsapp-btn .icon{font-size:1.2rem}.footer--custom{background:var(--light-alt-bg);padding:2rem 0;color:var(--primary-color);text-align:center}.footer__inner{display:flex;flex-direction:column;align-items:center;gap:1.5rem}.footer__top--custom{display:flex;flex-direction:column;align-items:center;gap:.75rem}.footer__socials a{font-size:1.5rem;margin:0 .5rem;color:var(--primary-color);text-decoration:none;transition:color .2s ease}.footer__socials a:hover{color:var(--accent-color-2)}.footer__slogan{font-size:.95rem;text-align:center;max-width:600px}.footer__links{display:flex;gap:1.5rem;flex-wrap:wrap;justify-content:center}.footer__link{color:var(--primary-color);text-decoration:none;font-size:.9rem;transition:color .2s ease}.footer__link:hover{color:var(--accent-color-2);text-decoration:underline}@media (max-width: 1024px){header.header .header__nav-actions-group,header.header .header__actions,header.header .header__nav,header.header .header__nav-list,.header__separator{display:none!important}.header__mobile-toggle{display:inline-flex!important;width:50px;height:50px;margin-left:auto;align-items:center;justify-content:center;flex-direction:column;gap:4px;background:transparent;border:none;padding:0}.header__mobile-toggle .mobile-toggle-bar{width:26px;height:3px;background:var(--primary-color);border-radius:2px;display:block}.mobile-menu-overlay{position:fixed;top:0;right:0;bottom:0;left:0;background:#00000073;-webkit-backdrop-filter:saturate(120%) blur(2px);backdrop-filter:saturate(120%) blur(2px);z-index:1001;display:block}.mobile-menu-panel{position:fixed;top:12px;right:0;height:auto;max-height:calc(100vh - 24px);width:86vw;max-width:380px;background:#fff;box-shadow:-6px 0 20px #0000001f;display:block;padding:16px 18px 24px;overflow-y:auto;-webkit-overflow-scrolling:touch;animation:slideInRight .18s ease-out;border-radius:12px 0 0 12px}@keyframes slideInRight{0%{transform:translate(12px);opacity:0}to{transform:translate(0);opacity:1}}.mobile-menu-item{display:block;width:100%;text-align:left;background:#fff;color:var(--primary-color);font-weight:600;font-size:.95rem;border:1px solid rgba(0,0,0,.06);border-radius:10px;padding:12px 14px;margin:8px 0;cursor:pointer;transition:background-color .2s,color .2s,box-shadow .2s,transform .08s}.mobile-menu-item.primary{background:var(--accent-color);color:#fff;border-color:transparent;box-shadow:0 1px 8px #00000014}.mobile-menu-sep{height:1px;background:#e9ecef;margin:10px 0 14px}}.mobile-menu-overlay .mobile-menu-panel{display:block!important;z-index:1002}@media (max-width: 768px){.steps-row{display:block!important;margin-top:1rem}.steps-row--centered{margin-top:1rem}.step-card{width:100%!important;max-width:none;margin-left:0;margin-right:0}}.footer__bottom--custom{margin-top:.5rem}.footer__text{font-size:.85rem}@media (max-width: 576px){.footer__socials .social-icon{width:20px;height:20px}.footer__links{gap:1rem}.footer__link{font-size:.85rem}.footer__slogan{font-size:.9rem}}.modal{display:none;position:fixed;top:0;left:0;width:100%;height:100%;background:#0006;justify-content:center;align-items:center;z-index:200}.modal-content{background:#fff;padding:2rem;border-radius:var(--radius);max-width:400px;width:90%;position:relative;text-align:center}.modal-close{position:absolute;top:.5rem;right:.75rem;font-size:1.5rem;cursor:pointer}#emailModal input{width:100%;padding:.75rem;margin:1rem 0;border:1px solid #CCC;border-radius:var(--radius);font-size:1rem}#emailModal .btn{margin-top:0;width:100%}.form-embed iframe{min-height:700px;border:1px solid #DDD;border-radius:var(--radius)}.email-btn{display:inline-flex;align-items:center;gap:.5rem;font-size:1.2rem;font-weight:700;background:var(--accent-color);color:var(--white);padding:.8rem 1.8rem;border-radius:var(--radius);text-decoration:none;transition:background .2s ease}.email-btn:hover{background:#1faca0}.email-btn .icon{font-size:1.4rem}.notification-bell{position:relative;cursor:pointer}.bell-icon-container{position:relative;padding:8px;border-radius:50%;transition:background-color .2s ease-in-out}.bell-icon-container:hover{background-color:#0000000d}.bell-icon-container svg{stroke:#333}.notification-badge{position:absolute;top:4px;right:4px;background-color:#d9534f;color:#fff;border-radius:50%;width:18px;height:18px;font-size:11px;font-weight:700;display:flex;align-items:center;justify-content:center;border:2px solid #fff}.notifications-panel{position:absolute;top:120%;right:0;width:350px;background-color:#fff;border-radius:8px;box-shadow:0 4px 20px #00000026;border:1px solid #eee;z-index:1000;overflow:hidden;animation:fadeIn .2s ease-out}.panel-header{padding:12px 16px;border-bottom:1px solid #f0f0f0;background-color:#f9f9f9}.panel-header h3{margin:0;font-size:16px;color:#333}.notifications-list{max-height:400px;overflow-y:auto}.notification-item{display:flex;align-items:center;padding:12px 16px;border-bottom:1px solid #f0f0f0;transition:background-color .2s ease-in-out}.notification-item:not(.read){border-left:4px solid #d9534f;background-color:#fff7f7}.notification-item:last-child{border-bottom:none}.notification-item:hover{background-color:#f5f5f5}.notification-item.read{opacity:.7}.notification-content{flex-grow:1}.notification-message{margin:0 0 4px;font-size:14px;color:#333;line-height:1.4}.notification-time{font-size:12px;color:#888}.no-notifications{padding:20px;text-align:center;color:#777}:root{--header-primary-color: #00445A;--header-accent-color: #26C2B2}.header{background-color:#fff;padding:0 2rem;border-bottom:1px solid #e0e0e0;position:sticky;top:0;z-index:1000}.header__container{display:flex;justify-content:space-between;align-items:center;max-width:1200px;margin:0 auto}.header__logo-link{line-height:0}.header__logo{height:72px;transition:transform .3s ease}.header__logo:hover{transform:scale(1.05)}.header__nav-actions-group{display:flex;align-items:center;gap:1.5rem}.header__nav-list{display:flex;list-style:none;margin:0;padding:0;gap:1rem;align-items:center}.header__nav-item{position:relative}.header__nav-button{font-family:inherit;font-size:.9rem;font-weight:600;color:var(--header-primary-color);background:none;border:2px solid transparent;padding:.6rem 1rem;border-radius:8px;cursor:pointer;transition:all .3s ease;text-transform:uppercase;text-decoration:none}.header__nav-button:hover{background-color:#f0f8ff;color:var(--header-accent-color)}.header__separator{height:30px;width:1px;background-color:#e0e0e0}.header__actions{position:relative}.header__action-button{background-color:var(--header-primary-color);color:#fff;padding:.7rem 1.5rem;border-radius:8px;text-decoration:none;font-weight:600;transition:background-color .3s ease,transform .2s ease;display:inline-block;text-transform:uppercase;font-size:.9rem}.header__action-button:hover{background-color:var(--header-accent-color);transform:translateY(-2px)}.header__user-button{font-family:inherit;font-size:.9rem;font-weight:600;color:#fff;background-color:var(--header-accent-color);border:none;padding:.7rem 1.5rem;border-radius:8px;cursor:pointer;display:flex;align-items:center;gap:.5rem;text-transform:uppercase;position:relative}.header__user-button:hover{background-color:var(--header-primary-color)}.header__user-arrow{display:inline-block;width:8px;height:8px;margin-left:6px;border-right:2px solid #fff;border-bottom:2px solid #fff;transform:rotate(45deg);transition:transform .2s ease}.header__user-arrow.open{transform:rotate(-135deg)}.user-notif-dot{display:inline-flex;align-items:center;justify-content:center;min-width:18px;height:18px;padding:0 6px;background:#d9534f;color:#fff;border-radius:999px;margin-left:8px;box-shadow:0 0 0 2px #ffffffe6;font-size:11px;font-weight:700}.header__dropdown-menu{position:absolute;top:110%;right:0;background-color:#fff;border:1px solid #e0e0e0;border-radius:5px;box-shadow:0 4px 12px #0000001a;min-width:180px;display:flex;flex-direction:column;padding:.5rem 0;z-index:10}.header__nav .header__nav-item .header__dropdown-menu{left:0;right:auto}.header__dropdown-item{padding:.75rem 1.5rem;text-decoration:none;color:#333;display:block;text-align:left;background:none;border:none;width:100%;cursor:pointer;font-weight:500}.header__dropdown-item:hover{background-color:#f5f5f5}.header__dropdown-separator{height:1px;background-color:#e0e0e0;margin:8px 0}.header__dropdown-item.button{color:#d9534f}.header__dropdown-item.button:hover{color:#fff;background-color:#d9534f}.notif-pill{margin-left:auto;background:#d9534f;color:#fff;border-radius:999px;padding:2px 8px;font-size:12px;line-height:1}.header__mobile-toggle{display:none;background:transparent;border:none;padding:0}@media (max-width: 1024px){header.header .header__nav-actions-group,header.header .header__actions,header.header .header__nav,header.header .header__nav-list,.header__separator{display:none!important}.header__mobile-toggle{display:inline-flex!important;width:50px;height:50px;margin-left:auto;align-items:center;justify-content:center;flex-direction:column;gap:4px}.header__mobile-toggle .mobile-toggle-bar{width:26px;height:3px;background:var(--header-primary-color);border-radius:2px;display:block}.mobile-menu-overlay,.mobile-menu-panel{display:block}.header__logo{height:50px}}.mobile-menu-overlay{position:fixed;top:0;right:0;bottom:0;left:0;background:#00000073;-webkit-backdrop-filter:saturate(120%) blur(2px);backdrop-filter:saturate(120%) blur(2px);z-index:1001;display:none}.mobile-menu-panel{position:fixed;top:12px;right:0;height:auto;max-height:calc(100vh - 24px);width:86vw;max-width:380px;background:#fff;box-shadow:-6px 0 20px #0000001f;display:none;padding:16px 18px 24px;overflow-y:auto;-webkit-overflow-scrolling:touch;animation:slideInRight .18s ease-out;border-radius:12px 0 0 12px}@keyframes slideInRight{0%{transform:translate(12px);opacity:0}to{transform:translate(0);opacity:1}}.mobile-menu-item{display:block;width:100%;text-align:left;background:#fff;color:var(--header-primary-color);font-weight:600;font-size:.95rem;border:1px solid rgba(0,0,0,.06);border-radius:10px;padding:12px 14px;margin:8px 0;cursor:pointer;transition:background-color .2s,color .2s,box-shadow .2s,transform .08s}.mobile-menu-item:hover{background:#f8fbfb;color:var(--header-accent-color)}.mobile-menu-item:active{transform:translateY(1px)}.mobile-menu-item.primary{background:var(--header-accent-color);color:#fff;border-color:transparent;box-shadow:0 1px 8px #00000014}.mobile-menu-item.primary:hover{background:#21afa1}.mobile-menu-item.danger{color:#b0302c;border-color:#b0302c40;background:#fff7f7}.mobile-menu-sep{height:1px;background:#e9ecef;margin:10px 0 14px}.footer{background:#f8f9fa;color:#223}.footer__inner{padding:10px 0;line-height:1.2}.footer__top{display:flex;flex-direction:column;align-items:center;gap:4px;margin-bottom:4px}.footer__socials{display:flex;align-items:center;gap:10px}.footer__socials a{display:inline-flex;align-items:center;justify-content:center;width:28px;height:28px;color:#364152}.footer__socials a:hover{color:#26c2b2}.social-icon{width:18px;height:18px;display:block}.footer__slogan{font-size:.9rem;color:#465;margin:0}.footer__links{display:flex;justify-content:center;gap:6px;margin:2px 0 4px}.footer__link{color:#223;text-decoration:none}.footer__link:hover{text-decoration:underline}.footer__bottom{border-top:1px solid #e6e7ea;margin-top:4px;padding-top:4px}.footer__text{text-align:center;font-size:.85rem}.footer.footer--minimal{padding:1rem 0;min-height:auto;background-color:#f8f9fa}.footer--minimal .footer__top,.footer--minimal .footer__links{display:none}.footer--minimal .footer__inner{display:flex;justify-content:center;align-items:center}.footer--minimal .footer__bottom{margin-top:0;text-align:center}.footer--minimal .footer__text{margin:0;font-size:.875rem}@media (max-width: 768px){.steps-row{display:block;margin-bottom:16px}.steps-row.steps-row--centered{display:block}.step-card{width:100%;background:#fff;border-radius:12px;box-shadow:0 4px 12px #00000014;padding:16px;margin-bottom:20px}.step-card__header{display:flex;flex-direction:column;align-items:center;justify-content:center;margin-bottom:8px;gap:6px}.step-card__number{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;background:var(--accent-color, #26C2B2);color:#fff;font-weight:700;font-family:var(--font-head, inherit);font-size:1.05rem}.step-card__icon{font-size:22px;color:var(--primary-color, #00445A)}.step-card__title{margin-top:4px;font-weight:700;text-align:center;color:var(--primary-color, #00445A)}.step-card__text{margin-top:8px;font-size:16px;line-height:1.5;color:#1f3b45;text-align:center}.section.section--compact .container{padding-left:8px;padding-right:8px}}.interactive-form-container{width:100%;max-width:600px;margin:40px auto;padding:40px;background-color:#fff;border-radius:8px;box-shadow:0 4px 15px #0000001a;display:flex;flex-direction:column;gap:30px}.question-container{display:flex;flex-direction:column;gap:15px}.question-label{font-size:1.5rem;font-weight:600;color:#333;line-height:1.4}.interactive-input{width:100%;padding:12px 15px;font-size:1.1rem;border:2px solid #ddd;border-radius:6px;transition:border-color .3s ease;background-color:#f9f9f9}.interactive-input:focus{outline:none;border-color:#007bff;background-color:#fff}.checkbox-container{display:flex;align-items:center;gap:12px;padding:10px;border-radius:6px;background-color:#f9f9f9;cursor:pointer}.checkbox-container:hover{background-color:#f0f0f0}.interactive-checkbox{width:20px;height:20px;cursor:pointer}.checkbox-label{font-size:1rem;color:#555;cursor:pointer}.navigation-buttons{display:flex;justify-content:space-between;align-items:center;margin-top:20px}.btn{padding:12px 25px;border:none;border-radius:6px;font-size:1rem;font-weight:700;cursor:pointer;transition:background-color .3s ease,transform .2s ease}.btn:hover{transform:translateY(-2px)}.btn--primary{background-color:#007bff;color:#fff}.btn--primary:hover{background-color:#0056b3}.btn--secondary{background-color:#6c757d;color:#fff}.btn--secondary:hover{background-color:#5a6268}.progress-bar-container{width:100%;height:8px;background-color:#e9ecef;border-radius:4px;overflow:hidden}.progress-bar{height:100%;background-color:#007bff;border-radius:4px}.helper-text{font-size:.9rem;color:#6c757d;margin-top:5px;text-align:center}.input-error{border-color:#c73e1d!important;background-color:#fff0f0}.modal-overlay{position:fixed;top:0;left:0;right:0;bottom:0;background-color:#000000b3;display:flex;justify-content:center;align-items:center;z-index:1000}.modal-content{background:#fff;padding:2rem;border-radius:8px;position:relative;max-width:600px;width:90%;max-height:90vh;overflow-y:auto;box-shadow:0 5px 15px #0000004d}.modal-close-button{position:absolute;top:10px;right:10px;background:none;border:none;font-size:1.5rem;cursor:pointer;color:#333;text-indent:0}.modal-content h2{text-align:center;margin-bottom:1.5rem;color:#333}.modal-content form div{margin-bottom:1rem}.modal-content label{display:block;margin-bottom:.5rem;font-weight:600;color:#555}.modal-content input[type=text],.modal-content input[type=email],.modal-content input[type=tel],.modal-content input[type=number],.modal-content input[type=date],.modal-content select,.modal-content textarea{width:100%;padding:.75rem;border:1px solid #ccc;border-radius:4px;font-size:1rem}.modal-content input[type=checkbox]{margin-right:.5rem}.modal-content button[type=submit]{width:100%;padding:.75rem;border:none;border-radius:4px;font-size:1rem;font-weight:600;cursor:pointer;transition:background-color .3s ease;background-color:#007bff;color:#fff;margin-top:1rem}.modal-content button[type=submit]:hover{background-color:#0056b3}.modal-content button[type=submit]:disabled{background-color:#ccc;cursor:not-allowed}.form-message{text-align:center;margin-top:1rem;font-weight:600;color:#28a745}.calculator-layout{display:flex;flex-direction:column;gap:1.5rem}.calculator-column{background-color:#f8fafc;border-radius:12px;padding:1.5rem;box-shadow:0 4px 15px #00000012;border:1px solid #e6e9ec}.calculator-column h3{text-align:center;font-size:1.4rem;color:var(--header-primary-color);margin:0 0 .5rem}.results-column{background-color:#fff}@media (min-width: 850px){.calculator-layout{flex-direction:row;align-items:flex-start}.inputs-column{flex:1}.results-column{flex:1.2}}.calculator-inputs{display:grid;grid-template-columns:1fr;gap:1.5rem}.input-group{display:flex;flex-direction:column}.input-group label{font-weight:600;color:#34495e;margin-bottom:.75rem}input[type=range]{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:100%;height:8px;background:#d7e0e6;border-radius:5px;outline:none;transition:opacity .2s}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:24px;height:24px;background:var(--header-accent-color);cursor:pointer;border-radius:50%;border:3px solid #fff;box-shadow:0 2px 5px #0003}input[type=range]::-moz-range-thumb{width:24px;height:24px;background:var(--header-accent-color);cursor:pointer;border-radius:50%;border:3px solid #fff;box-shadow:0 2px 5px #0003}.slider-value{text-align:center;margin-top:.75rem;font-size:1.2rem;font-weight:700;color:var(--header-primary-color)}.term-buttons{display:grid;grid-template-columns:repeat(auto-fit,minmax(80px,1fr));gap:.75rem}.term-button{padding:.8rem .5rem;border:2px solid #d7e0e6;background-color:#fff;border-radius:8px;cursor:pointer;font-weight:600;color:#5f7e97;transition:all .2s ease-in-out}.term-button:hover{border-color:var(--header-accent-color);color:var(--header-accent-color)}.term-button.selected{background-color:var(--header-primary-color);color:#fff;border-color:var(--header-primary-color)}.results-placeholder{display:flex;align-items:center;justify-content:center;min-height:300px;color:#7f8c8d}.comparison-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1rem;margin-bottom:1rem;text-align:center}.comparison-column-item{padding:.8rem;border:1px solid #e6e9ec;border-radius:10px;background-color:#fff;transition:transform .2s,box-shadow .2s}.comparison-column-item:hover{transform:translateY(-5px);box-shadow:0 8px 20px #00000014}.column-title{font-size:1rem;font-weight:700;margin:0 0 .5rem;color:var(--header-primary-color);min-height:30px;display:flex;align-items:center;justify-content:center}.column-title.bank-title{color:#c0392b}.column-rate{font-size:1.2rem;font-weight:800;margin:0 0 .5rem;color:#34495e}.column-label{font-size:.8rem;color:#5f7e97;margin:0;text-transform:uppercase}.column-payment{font-size:1.1rem;font-weight:700;margin:.25rem 0 0;color:#2c3e50}.column-payment.bank-payment{color:#c0392b}.comparison-column-item.best-deal{border:2px solid var(--header-accent-color);background-color:#f0faff}.best-deal .column-title,.best-deal .column-rate,.best-deal .column-payment{color:var(--header-primary-color)}.savings-summary{text-align:center;margin-bottom:.5rem;padding:.4rem;background-color:#e8f6f3;border-radius:8px;border:1px dashed var(--header-accent-color)}.savings-label{margin:0;font-size:1rem;font-weight:600;color:#117864}.savings-value{margin:.1rem 0 0;font-size:1.4rem;font-weight:800;color:#16a085}.no-maintenance-fee{text-align:center;color:#27ae60;font-weight:600;margin-top:5px;font-size:.9rem}.apply-now-button{padding:.8rem 2.5rem;font-size:1.2rem;font-weight:700;text-transform:uppercase;background-color:var(--accent-color);color:#fff;border:none;border-radius:8px;cursor:pointer;transition:all .3s ease}.apply-now-button:hover{background-color:#1faca0;transform:scale(1.05)}.results-disclaimer{text-align:center;font-size:.8rem;color:#7f8c8d;margin-top:1rem}.apply-button-container{text-align:center;margin-top:1rem}.calculator-page-container{max-width:1200px;margin:1rem auto;padding:1.5rem 2rem 2rem;animation:fadeIn .5s ease-in-out;background-color:#f0f7fa;border-radius:15px}@keyframes fadeIn{0%{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:translateY(0)}}.page-header{text-align:center;margin-bottom:1.5rem}.page-header h1{font-size:2.8rem;color:var(--header-primary-color);margin-bottom:.5rem}.page-header .subtitle{font-size:1.2rem;color:#5f7e97;max-width:700px;margin:0 auto}.calculator-wrapper{margin-bottom:4rem}.cta-section{text-align:center;background-color:#f4f7f9;padding:3rem 2rem;border-radius:12px;margin-top:3rem}.cta-section h2{font-size:2.2rem;color:var(--header-primary-color);margin:0 0 1rem}.cta-section p{font-size:1.1rem;color:#5f7e97;margin-bottom:2rem}.cta-button{padding:1rem 2.5rem;font-size:1.2rem;font-weight:700;text-transform:uppercase;background-color:#26c2b2!important;color:#fff;border:none;border-radius:8px;cursor:pointer;transition:all .3s ease}.cta-button:hover{background-color:#1faca0!important;transform:scale(1.05)}.calculator-page-container{max-width:1100px;margin:.75rem auto;padding:1rem 1.25rem 1.25rem;border-radius:12px}.page-header{margin-bottom:1rem}.page-header h1{font-size:1.8rem;margin-bottom:.25rem}.page-header .subtitle{font-size:1rem}.calculator-wrapper{margin-bottom:1.5rem}.cta-section{padding:1.5rem;margin-top:1.5rem;border-radius:10px}.cta-section h2{font-size:1.4rem;margin:0 0 .75rem}.cta-section p{font-size:1rem;margin-bottom:1rem}.cta-button{padding:.8rem 1.5rem;font-size:1rem}.auth-container{max-width:400px;margin:4rem auto;padding:2rem;border-radius:8px;box-shadow:0 4px 12px #0000001a;background-color:#fff}.auth-container h2{text-align:center;margin-bottom:1.5rem;color:#333}.auth-container form div{margin-bottom:1rem}.auth-container label{display:block;margin-bottom:.5rem;font-weight:600;color:#555}.auth-container input{width:100%;padding:.75rem;border:1px solid #ccc;border-radius:4px;font-size:1rem}.password-field{position:relative}.password-field input{padding-right:3.25rem}.toggle-password-btn{position:absolute;right:8px;top:50%;transform:translateY(-50%);background:transparent;border:none;color:#777;cursor:pointer;padding:4px;width:auto;height:auto;display:flex;align-items:center;justify-content:center}.toggle-password-btn:hover{color:#00445a}.toggle-password-btn:focus-visible{outline:2px solid rgba(38,194,178,.6);outline-offset:2px}.auth-container .toggle-password-btn{width:auto;height:auto;margin:0;padding:4px;background:transparent;border:none;box-shadow:none}.auth-container button{width:100%;padding:.75rem;border:none;border-radius:4px;font-size:1rem;font-weight:600;cursor:pointer;transition:background-color .3s ease;margin-top:.5rem}.auth-container button:first-of-type{background-color:#007bff;color:#fff}.auth-container button:first-of-type:hover{background-color:#0056b3}.auth-container button:last-of-type{background-color:#6c757d;color:#fff}.auth-container button:last-of-type:hover{background-color:#5a6268}.auth-container button:disabled{background-color:#ccc;cursor:not-allowed}.error-message{color:#dc3545;text-align:center;margin-top:1rem}.role-selection{display:flex;justify-content:center;gap:1rem;margin-bottom:1rem}.role-selection label{display:flex;align-items:center;gap:.5rem;cursor:pointer}.toggle-auth{text-align:center;margin-top:1rem}.toggle-auth button{background:none;border:none;color:#007bff;cursor:pointer;font-weight:600;padding:0}.toggle-auth button:hover{text-decoration:underline}